Overview
Your most valuable assets, protected
It is now common practice for companies to send their employees – their most valuable assets – to work around the globe. No matter which country they find themselves in, it is important that they get rapid assistance for any eventuality which may occur.
Cover with benefits
Lifeline Plus group personal accident and travel insurance provides a wide range of cover but it’s simple to buy and delivers the promised benefits effectively. The injury and travel covers can be bought together or separately and a range of valuable services can be accessed through an assistance website.
Benefits, even without making a claim
Personal Accident and Business Travel Insurance can be purchased together or separately. Benefits for the company and insured individuals that can be used even without a claim.
Enhancing the company’s employment package
The policy limits, and when and where the cover operates, are selectable. And some of the benefits can be used to improve the corporate employment package, like the Medical Second Opinion.
AIG Group Plus - Business Travel
Who is it for?
- Personal Accident Cover
- Cash payments if insured employees are killed or lose limbs or eyes or are totally or partially disabled by an accident covered by the policy.
- Travel Insurance
- 12 months multi-trip business travel insurance for all insured employees travelling on company business (including UK trips) – plus cover for directors, their partners and children on personal leisure trips.
- Crisis Containment
What is covered?
- A comprehensive policy that has removed many of the traditional exclusions such as those relating to Sport, Terrorism, Nuclear, Chemical and Biological accidents.
- Medical assistance 24/24.
- High accumulation limits: CHF 70 Million for ground and CHF 45 Million for air.
- Guarantees essential travel: trip cancellation, flight delay, loss or theft of luggage.
- Protection for the Employee and security for the Employer: kidnapping, hijacking and political evacuation are covered.
- Cover for both personal belongings and business equipment at replacement value.
Sanctions Clause
AIG is subject to compliance with US sanctions laws. For this reason, this policy does not cover any loss, injury, damage or liability, benefits or services directly or indirectly arising from or relating to a planned or actual trip to or through Cuba. In addition, this policy does not cover any loss, injury, damage or liability to residents of Cuba.
Lastly, the policy will not cover any loss, injury, damage or legal liability sustained directly or indirectly by any individual or entity identified on any applicable government watch lists as a supporter of terrorism, narcotics or human trafficking, piracy, proliferation of weapons of mass destruction, organized crime, malicious cyber activity, or human rights abuses.
The Insurer shall not be deemed to provide cover and the insurer shall not be liable to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose the Insurer, its parent company or its ultimate controlling entity to any sanction, prohibition or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, Switzerland, United Kingdom or United States of America.
Claims
Claims management is fundamental to our commitment to our insureds.
Our insureds can count on the high quality of service from our dedicated team of Personal Insurance specialists who provide personalised follow-up and optimal claims management.