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Why Choose AIG for Financial Lines?

Our solutions provide financial protection for organizations and their executives, as well as other professionals, against allegations of wrong-doing, mismanagement, negligence, and other exposures.

AIG Financial Lines Solution

CyberEdge covers losses directly resulting from system failures and data breaches. IT forensic costs are covered as well as legal expenses resulting out of liabilities to third parties. AIG also offers coverage enhancements for network interruption and extortion.

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Coverage of claims due to a violation of legally standardised obligations in connection with the employment in the form of disadvantages, discrimination, harassment, libel or other personal rights.

 

AIG EPLI Insurance

Key features at a glance

  • Insurance cover is tailored to the legal situation in Switzerland.
  • Extensive options for covering risks in the United States of America, the jurisdiction with the most EPLI-related cases worldwide

 

Comprehensive protection

  • The insurance cover includes claims due to a breach of the prohibition of discrimination under civil law.
  • The insurance cover applies to natural persons and legal entities.
  • As an option, the insurance cover can also be extended to claims that are asserted in the US, Canada or in accordance with the laws of these countries.

White-collar crime has always posed a serious threat to the financial stability and future of a company. Break-ins, theft, embezzlement, misappropriation, fraud, computer crime, forgeries - criminal activities of this type are commonplace in many companies. Every year, they cause billions of losses that can have catastrophic consequences for the company's financial situation. In addition, such criminal activities also have a negative effect on the trust of employees, customers and business partners. 

 

AIG Fidelity Insurance

Scope

Limiting such breaches of faith requires constant attention such as the careful selection of employees and a good business organisation. At the same time, the risk of damages due to criminal activities can never be totally excluded. Therefore, AIG Europe - the European fidelity (Crime) insurer - offers an insurance concept that addresses the needs of companies in every industry sector with tailored solutions.

 

Highlights

Tailored insurance solutions for your company

The AIG BusinessGuard policy provides comprehensive asset protection especially for foundations and their executive bodies that foundations need for a secure existence.

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Besides the insurance-related issues (e.g. adequate coverage as of the closing date for property and liability risks, spin-offs from existing master agreements and the corresponding adjustments, protecting executive bodies with D&O policies and run-off covers etc.) that are normally associated with corporate acquisitions (mergers and acquisitions (M&A transactions)), the insurance market also offers special solutions for the risks that are hidden in the transactions themselves, and which are important for determining the purchase price, but also for the negotiation strategy.

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In the face of one of history's worst global economic crises, the public has turned its focus on company executives.

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With our ProfessionGuard products, we insure companies against the compensation claims of third parties, for which they can be held liable.

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During the public placement of securities, issuers are legally required to publish a securities prospectus that contains detailed information about the opportunities and risks associated with the security. Securities prospectus insurance that has been tailored specifically for this risk offers comprehensive protection in the event that claims are asserted against the policyholder.

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